$45K HELOC ON 110A

THE PRESENT CONTESTED MORTGAGE  ON 110A MABEL DODGE LANE CARRIES WITH IT A $45K SECOND MORTGAGE ACCORDING TO THE HUD, FROM WHICH I RECEIVED $ZERO.  ACCORDING TO CLOSER’S INSTRUCTIONS THIS $45K  SECOND WAS CONVERTED TO A HELOC WHICH WAS COVERTLY CONVERTED TO A 1ST LIEN AND FRAUDULENTLY CONCEALED BY ORDERS OF BANK OF NEW YORK MELLON WHO WAS NOT A KNOWN PARTY OF INTEREST AT THE TIME; BANK OF NEW YORK  COVERTLY FUNDED THE HELOC AND DEMANDED REFUND BACK, ACCORDING TO CLOSER’S INSTRUCTIONS.  ONLY THE HUD WITH COUNTRYWIDE SHOWING $45K SECOND MORTGAGE WAS MADE AVAILABLE TO ME AT THE CLOSING WITH COUNTRYWIDE AS THE LENDER. THIS $45k SECOND MORTGAGE WAS CALLED INTO DEFAULT AND WAS REPRESENTED UNDER COUNTRYWIDE AMERICA’S WHOLESALE LENDER IN FEDERAL CHAPTER 11 COURT, 11-05-10321. UPON CONFIRMATION OF THE PLAN, PARTIES ARE RETURNED TO THEIR STATUS PRIOR TO THE PLACEMENT OF THE STAY, SETTING THE TRIGGER FOR THE STATUTE OF LIMITATIONS DATE AS JANUARY 19, 2005+6=JANUARY 19, 2011, SOL .

SIGNATORY PAGE FROM 2003 110A NOTE FROM ABOVE HUD. SECOND MORTGAGE WAS WITH COUNTRYWIDE ACCORDING TO HUD; THE CLAIM OF BANK OF NEW YORK MELLON IS BASED ON FRAUDULENT CONCEALMENT, AND SOL HAS EXPIRED JANUARY 11, 2011.

THE NOTE SIGNATURE PAGE SHOWS THE BANK OF AMERICA STAMP BECAUSE BANK OF AMERICA PURCHASED COUNTRYWIDE IN JULY OF 2008.

ALTERED NOTE PRESENTED TO DISTRICT COURT IN 2022 BY PLAINTIFF, COMMITTING FRAUD ON THE COURT. US BANK RECEIVED ASSIGNMENT IN SEPTEMBER 2013,  FROM BANK OF AMERICA, US BANK DID NOT RECEIVE THE INDORSEMENT IN 2003 FROM COUNTRYWIDE, AND LIED TO THE JUDGE COMMITTING FRAUD ON THE COURT; NO RECORDS INDICATE SUCH AND COUNTRYWIDE DID NOT EXIST IN 2013 WHEN THEY RECEIVED THE ASSIGNMENT FROM BANK OF AMERICA ON 110B MABEL DODGE LANE, TAOS, NM  87571.

THESE DOCUMENTS ARE FROM THE CLOSER’S INSTRUCTIONS WHICH WERE NOT AVAILABLE TO ME.

CHECK IS WRITTEN IN THE AMOUNT OF $45,562- BROKER DUE $562, DEDUCTION:   BROKER RECEIVED THIS CHECK, AND BANK OF NEW YORK MELLON, THE FUNDER, INSTRUCTED THE CLOSER TO REFUND BACK TO THEM THE AMOUNT OF $45K, OF WHICH I RECEIVED ZERO.

I WAS LIED TO BY THE BROKER THAT THIS LINE OF CREDIT WOULD BE AVAILABLE TO ME, BUT I RECEIVED ZERO FROM THIS LINE OF CREDIT AFTER SIGNING AN INITIAL DRAW STATEMENT AND APPARENTLY THE BROKER RECEIVED THE FUNDS IN A CHECK MADE OUT IN THE AMOUNT OF $45,562, THEN THE HELOC WENT TO JP MORGAN CHASE THEN TO BONY MELON THEN TO MERRILL LYNCH IN 2024. PREDATORY LENDING IS STILL ALIVE AND FLOURISHING!

I RECEIVED FROM ROSE RAMIREZ WHO REPRESENTS BONY MELLON ON 110B,  A RESOLUTION TRUST NOTICE ON $45K HELOC ON 110A NAMING BONY MELLON JULY 17, 2023 THEN TRANSFERRED TO MERRILL LYNCH JANUARY 13, 2024. IN  NOTICE DATED  OCTOBER 24, 2023.  THIS HELOC 1ST LIEN WAS FRAUDULENTLY CONCEALED AND I RECEIVED ZERO FROM THIS LINE OF CREDIT

07-17-2023 RESOLUTION TRUST TO BANK OF NEW YORK MELON

110A RESOLUTION TRUST MERRILL LYNCH 01-13-2024

BONY TO MERRILL LYNCH 1-13-2014; I was denied benefit to me and received zero from this HELOC.

$45k SECOND MORTGAGE REPRESENTED BY MICHAEL DANIELS IN FEDERAL CHAPTER 11 COURT 11-0510321 #5

FEDERAL STIPULATED ORDER SETS STATUTE OF LIMITATIONS TRIGGER AT JANUARY 19, 2005, SIX YEARS HENCE IS JANUARY 19, 2011; PARTIES ARE REVERTED TO STATUS PRIOR TO PLACEMENT OF STAY WHICH WAS January 19, 2005. US BANK RECEIVED ASSIGNMENT OF MORTGAGE:  9-06-2013 ASSIGNMENT OF MORTGAGE, BANK OF AMERICA TO MERS [US Bank Endorsement appears on the wrong stamp; it should be on the Bank of America stamp, BANK OF AMERICA PURCHASED COUNTRYWIDE, AMERICA’S WHOLESALE LENDER IN JULY OF 2008 AFTER AGREEING IN JANUARY TO DO SO.  110A PLAINTIFFS LIED TO THE JUDGE IN DISTRICT COURT THAT US BANK RECEIVED THE ASSIGNMENT FROM COUNTRYWIDE IN 2003. BUT THE DOCUMENTS US BANK FILED TO THE COURT WITH THEIR COMPLAINT WAS AN ASSIGNMENT FROM BANK OF AMERICA; THEY DID NOT FILE THE NOTE UNTIL EIGHT DAYS LATER WITH THE SIGNATURES ON THE NOTE BANK STAMPS OUT OF SEQUENCE.

11-25-2013 COMPLAINT FOR FORECLOSURE, US BANK [America’s Wholesale Lender becomes a Defendant – Foreclosure Complaint does not have the above NOTE attached, it is filed 8 days later]

6-29-2017 APPEAL FROM THE DISTRICT COURT OF TAOS COUNTY, ruled in favor of Defendant, US BANK HAS NO STANDING TO FORECLOSE.

BANK OF NEW YORK MELLON’S CLAIM FROM 2003 IS BASED ON FRAUDULENT CONCEALMENT, AND ALTERED NOTE SIGNATURE PAGE.

FINAL DECREE – READ THE FOOTNOTES

 

READ THE FOOTNOTES

Pursuant to 11 U.S.C. Sec.350(a)2 and in accordance with Fed.R.Bankr.P,3022, “[a]fter an estate is fully administered in a chapter 11 reorganization case, the court, on its own motion or on motion of a party in interest, shall enter a final decree closing the case.” Rule 3022, Fed.R.Bankr.P. The court has previously determined that the debtor’s plan was fully consummated.  See in re K.D.Co., Inc., 254 B.R.480,490(10th Cir. BAP 2000)(noting that “[a] confirmation order is a final judgment in the case, and neither it nor the plan that confirms may be attacked other than by filing a timely appeal.”)(citations omitted).  Pursuant to Fed.R.Bankr.P 8002, a notice of appeal must be filed within ten days (now 14 days as of December 1, 2009) of the date of the order appealed from.  PLAINTIFFS FAILED TO APPEAR AT THE LAST HEARING, AND PLAINTIFFS FAILED TO APPEAL IN A TIMELY MANNER; THEREFORE THIS DOCUMENT TAKES PRECEDENT OVER THE STIPULATED ORDER FOR STATUTE OF LIMITATIONS.