This Is a Predatory Lending case involving 14 flipped mortgages within 2 years’ time that was settled in Federal Chapter 11 Court with a Final Decree and Order upholding the US Trustee’s Motion to Dismiss or convert to Chapter 7 and close the case as fully administered and substantially consummated after 5 years of litigation. The Plaintiffs failed to appear at the final hearing and were given two weeks to oppose the order; they failed to do so. All of the secured creditors with first and second mortgages and HELOCs were subject to this order, read the footnotes. The two original Lenders were Countrywide-America’s Wholesale Lender on 110A, January 1, 2002, culminating with refinance on October 14, 2003, and Bank of America on 110B, February 11, 2002, culminating in refinance, last mortgage on 110A May 17, 2004, backdated to May 14, negating my 3-day right of rescission and adding $20,000 to principle with no net benefit to me; the $20,000 went to the Broker S&S Financial who was paid in spite of Lack of Specific Performance on 110B. Bank of America assigned that mortgage on 110B to JP Morgan Chase, allegedly January 4, 2005, but Chase did not mention the assignment in their Complaint for Foreclosure, January 12, 2005, siting Page 680, paragraph 10 of Complaint as proof of ownership of the note, excluding that page from my Service, which I discovered years later is simply a Subordination Agreement between National City Mortgage and Bank of America; there is no mention of JP Morgan Chase. JP Morgan Chase had no Standing to Foreclose. Nor was the Assignment of Mortgage filed of record until January 21, 2005, the same day I was Served with the Summons and Complaint for Foreclosure, violating Chapter 11 code because I had filed Chapter 11 Stay for reorganization on January 19, 2005. I never received nor knew of that Assignment of Mortgage until 2015, and I paid the wrong lender over $38,000, $31,000 in adequate protection payments, no payments were ever made to JP Morgan Chase. Monthly payments on all 4 mortgages were over $10,000, plus there was no Escrow, so I also paid property tax and insurance on elevated mortgage amounts, and continued to do so until August 2013 when my payments were usurped by Bank of America which fabricated two fake mortgage payments on each property in July and August of 2013, and had State Farm to refund the insurance payments to me. I paid the property taxes through 2009 up to a planned administrative transfer to 501c3, but those were also usurped by Plaintiff, all part the of Record Proper litigated in District Court and ignored by Judge Backus. There were 2 Bridge Loans by private investors in Chapter 11 that take precedent over all other loans. These funds were used for adequate protection payments demanded by the banks committing Fraud on the Court by Omission because they covertly hired a BPO and knew that they were adequately protected by the value of the property. The Chapter 11 case lasted 5 years from January 2005 to January 2010, and private funds were used for completion of the construction at 110B Mabel Dodge Lane which was lacking the whole front of the building, and was not finished with bank funds. District Court erred in reopening the case in 2013, using the fake documents created by Bank of America as Reasonable Cause for third generation Plaintiffs to reinstate their case as the Statute of Limitations had expired; this was Fraud on the Court. Bank of America Purchased Countrywide in July of 2008, during Chapter 11. Bank of America committed Fraud, fabricating two fake mortgages on each 110A and 110B in 2013, which were then passed on to successors US Bank and Bank of New York Mellon who filed this evidence as Holder in Due Course, committing Fraud on the Court, lieing to the judges as to the date of last mortgage payment being in 2014 when the actual last payment was in August 2004, and had already been called into default as seen in JP Morgan Chase’s Complaint for Foreclosure, paragraph 5 of the Complaint, and part of the Record Proper, January 12, 2005, and in Countrywide’s Motion for Lift of Stay in Chapter 11, both of which were litigated and dealt with in Federal Chapter 11 Court. Federal Judge Mc Feeley’s Stipulated Order explained that secured creditors could foreclose as of May 19, 2006, with the Confirmation of the Plan; they failed to do so. With Confirmation of the Plan, parties’ status is reverted to that prior to placement of Stay, January 19, 2005, setting the trigger date for Statute of Limitations expiration as January 19, 2011. I received a total of $539,425 over all mortgages of all properties; the cost to finance 110A and 110B was $886,000 of which the Broker received $197K and principle on 110B was raised $409,000 plus $172,000 subtracted from the construction loan out of blue sky = $577,000 in principle fluff with no net benefit to me, earning interest for 20 years. The 110A property added another $45,000 second mortgage on the HUD converted to a HELOC secretly converted to a 1st lien + $20,000 principle fluff on 110A bank principle =$642,000 total overall blue sky added to bank principle with no net benefit to me earning interest for 20 years. I have invested over 2.2 million of my own money, and 40 years of my life in the property sans any mortgage. This business loss is devastating to the Town of Taos, the State of New Mexico, and to the citizens of the world as well as to myself and my family! A valuable historical asset to the community and to the world has been deliberately and pointlessly extinguished. A magnificent tapestry woven of events and memories by participants from all over the world has been knowingly and wantonly destroyed.
The serene atmosphere provides the perfect setting for your wedding with outdoor arch and candelabras available for rent to enhance the chosen site of your wedding ceremony.
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Touchstone Inn has the perfect wedding package for you! On your special day we provide an Interfaith Minister, two witnesses, flowers, and a Cake and Champagne Reception for the five of the wedding ceremony. Simple substitutions to cake and champagne can be made for those with dietary restrictions or needs.
The Above Elopement Package Price includes taxes and fees: $650.00, plus a two night minimum reservation in the room of your choice. Add Family and Friends to the reservation, up to 10 if they stay with us, otherwise it is $25 per guest. Call for details on any of the following packages at Touchstone. The possibilities are endless, let us help make your wedding exquisite.
Intimate Ceremony Special for 15 to 20 of Your Closest Friends and Family
You are at Home with Us! Have your wedding at Touchstone for the perfect gathering at your home away from home! Our entire romantic Inn and grounds are reserved for your exclusive use for your special weekend.
Touchstone event pricing depends on many criteria including time of year, whether weekend is included or not, number of people in your party, catering needs, use of tent, use of theme, and so forth. Email or call us to discuss your plans and let us help make your event spectacular. We will send you a sample event contract which can be tailored to your needs. November 1st thru May 15th (excluding Christmas & New Years, and other holidays) are our most economical dates. All weddings require a two night minimum lodging reservation for at least 7 rooms with one half due upon booking. May 16th – October 31st are our most popular wedding dates, and therefore a little more in price.
Large Exclusive Ceremony – 20 to 200 Guests
Have your perfect outdoor service at Touchstone Inn! The entire
Inn is yours exclusively for a two night minimum for up to 20 lodging guests. Unlike many wedding venues in Taos, Touchstone offers a secluded in-town acreage with exquisite mountain views, quiet and secluded but close to everything Taos.
We allow you to book your own catering or do it yourself. Parking is available for 10 vehicles and shuttle can be had from a central location to deliver guests to Touchstone which is less than a mile from downtown Taos Plaza.
Choose among many special sites in our gardens bordering Taos Pueblo lands and the Rio Pueblo for your wedding ceremony. Touchstone offers grassy lawns, secret patios and playing fountains to add ambiance to your wedding reception. The secluded grounds at Touchstone Inn provide a wonderful option for your Taos wedding.
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